Pillar + Margin — one ledger

Assistant

2 Recommended Actions

You have a low margin balance. Expected margin call within the next week,

5MT copper physical trade detected from your WhatsApp upload hasn't been hedged yet.

Today's Highlights

Today, your copper exposure increased by 15% overnight due to the new Shanghai shipment.
Prices of copper have drop 1% from yesterday, to a new price of $13.295,00 USD/ton. $50,000 loss has been prevented by 2 of your active hedges.
I've identified an optimal hedging opportunity for 80 MT of copper at current rates.
Your USD/INR program is performing well - 92% of Q1 exposure is now protected within your target range.
A hedge ends tomorrow: Copper contract. Size: 10 MT

Quick Actions

Hedged Program Summary

ProgramExposureActive HedgesTotal HedgedUnrealized PnLActions

Aluminium

$1.0M(100 MT)

75%

+$124,500

Copper

$1.0M(100 MT)

50%

+$52,300

Gold

$1.0M(100 MT)

-$28,400

Unhedged Trades Performance

1 of 3

Copper Sale to ABC Corp

Copper•Sell•10 MT

Exposure

$26,000.00

28 days remaining

All-Time Price Change

+4.2%

Impact: -$3,400

Copper Purchase, Shanghai

Copper•Buy•5 MT

Exposure

$66,475.00

12 days remaining

All-Time Price Change

-1.1%

Impact: -$730

Aluminium Sale to Vertex Ltd

Aluminium•Sell•25 MT

Exposure

$58,750.00

41 days remaining

All-Time Price Change

+2.6%

Impact: -$1,520

Margin

Healthy

Account Balance

$200,000

Aluminium program$21,500

Copper program$24,500

Maintenance buffer$11,000

Initial margin$46,000

Initial Margin: 26% | $46,000Available: 74% | $143,000

Cashflow Forecast

Cumulative Cashflow (1M )

$139,032

Total Forecasted Pur. (1M)

162 unhedged

Total Forecasted Sales (1M)

81 unhedged

Cumulative Futures Sett. (1M)

$302,035

Upcoming 30-Day Cash Events

DateEventTypeAmount

Sep 27Copper futures settlementFutures Sett.+$18,400

Sep 29Aluminium purchase — Vertex LtdPurchase-$42,600

Oct 2Copper sale — ABC CorpSale+$26,000

Oct 4Copper futures settlementFutures Sett.+$12,750

Oct 7Copper purchase — ShanghaiPurchase-$66,475

Oct 10Aluminium sale — Nova MetalsSale+$58,750

Oct 13Gold futures settlementFutures Sett.+$9,300

Oct 16Aluminium purchase — Hale & CoPurchase-$31,200

Oct 19Copper sale — Meridian AlloysSale+$47,300

Oct 22Copper futures settlementFutures Sett.+$21,860

Oct 25Aluminium sale — Vertex LtdSale+$36,400

Customer	Deposits	Treasury	Credit	Risk	Status	Last activity
Kestrel Metals Ltd Metals trading	$2.1M	$3.5M	$700K / $2M	B+	Active	58m ago
Atlantic Crude Partners Energy hedging	$9.8M	$6.2M	$2.8M / $3.5M	A	Active	5h ago
Gulfstream Petroleum Marketing Fuel distribution	$7.2M	$4.1M	$2.9M / $3.5M	B+	Active	2h ago
Pacific Rare Metals Metals trading	$6.4M	$5.8M	$0 / $2.5M	A	Active	2d ago
Helios Biofuels Renewable energy	$4.6M	$2.4M	$2.2M / $3M	B	Active	yesterday
Meridian Grain & Feed Ag processing	$4.3M	$2.9M	$1.3M / $2M	B+	Active	12h ago
Northfield Dairy Group Food manufacturing	$3.1M	$1.6M	$420K / $1.5M	A	Active	yesterday
Blue Prairie Ethanol Energy / ag	$2.7M	$1.1M	$1M / $1.5M	B	Active	yesterday
Ridgeline Cotton Co. Ag — cotton	$1.9M	—	$880K / $1M	B	Watch	yesterday
Marora Coffee Trading Softs	$1.3M	$700K	$300K / $750K	B+	Active	2d ago
Terra Verde Cacao Softs	$860K	$300K	$310K / $500K	C+	Watch	2d ago
Caldera Coffee Exports Softs	$410K	—	$250K / $250K	C	Frozen	12d ago

Customer	Limit	Drawn	Pricing	Grade
Kestrel Metals Ltd Metals trading	$2M	$700K · 35%	SOFR + 3.10%	B+
Atlantic Crude Partners Energy hedging	$3.5M	$2.8M · 80%	SOFR + 2.60%	A
Gulfstream Petroleum Marketing Fuel distribution	$3.5M	$2.9M · 83%	SOFR + 3.10%	B+
Pacific Rare Metals Metals trading	$2.5M	$0 · 0%	SOFR + 2.40%	A
Helios Biofuels Renewable energy	$3M	$2.2M · 74%	SOFR + 3.50%	B
Meridian Grain & Feed Ag processing	$2M	$1.3M · 65%	SOFR + 3.10%	B+
Northfield Dairy Group Food manufacturing	$1.5M	$420K · 28%	SOFR + 2.70%	A
Blue Prairie Ethanol Energy / ag	$1.5M	$1M · 68%	SOFR + 3.30%	B
Ridgeline Cotton Co.Watch Ag — cotton	$1M	$880K · 88%	SOFR + 3.80%	B
Marora Coffee Trading Softs	$750K	$300K · 40%	SOFR + 3.10%	B+
Terra Verde CacaoWatch Softs	$500K	$310K · 62%	SOFR + 4.40%	C+
Caldera Coffee ExportsFrozen Softs	$250K	$250K · 100%	SOFR + 5.00%	C

Hello John, Welcome to Pillar

Assistant

Hedged Program Summary

Unhedged Trades Performance

Copper Sale to ABC Corp

Copper Purchase, Shanghai

Aluminium Sale to Vertex Ltd

Margin

Cashflow Forecast

Upcoming 30-Day Cash Events

Deposit Insurance

Accounts

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